With the current market volatility, you may ask yourself, “is now really a good time to review existing life insurance policies?” The answer is simple. Yes.

Premium financing is often appealing for many high-net-worth clients who are comfortable with leverage or complexity. It comes down to one thing — education is key.

By doing your due diligence as a registered investment advisor, and by looking closely at all of the known components of your clients’ current circumstances and future plans, you can do your part to be sure their policy performs to its full potential.

I’ve read several morose articles about the life insurance industry. Reports of companies “halting sales” and reporting “dim profits” make for sensational headlines but also paint a limited picture of an industry that is on the cusp of revitalization and is essential to the financial well-being of families, businesses, and charities.